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BNP Paribas Cardif

The world leader in bancassurance partnerships and creditor insurance[1], BNP Paribas Cardif plays an essential role in the lives of its policyholder clients, providing them with savings and protection solutions that let them realize their goals while protecting themselves from unforeseen events. As a committed insurer, BNP Paribas Cardif works to have a positive impact on society and to make insurance more accessible. In a world that has been deeply transformed by the emergence of new uses and lifestyles, the company, a subsidiary of BNP Paribas, has a unique business model anchored in partnerships. It co-creates solutions with almost 500 partner distributors in a variety of sectors (including banks and financial institutions, automotive sector companies, retailers, telecommunications companies, energy companies among others), as well as financial advisors and brokers who market the products to their customers.

With a presence in 33 countries and strong positions in three regions – Europe, Asia and Latin America – BNP Paribas Cardif is a global specialist in personal insurance and a major contributor to financing for the real economy. With nearly 8,000 employees worldwide, BNP Paribas Cardif had gross written premiums of €29.8 billion in 2019.

BNP Paribas Cardif has initiated a committed and proactive transformation process. As a company whose management is based on data, its development is underpinned in particular by the valorization of digital solutions, data and artificial intelligence, in order to reinvent insurance by seizing opportunities created by data.

BNP Paribas Cardif has created a Data Lab’, a center of expertise with a secure environment dedicated to building and applying algorithms designed to improve its products and services. In the health sector BNP Paribas Cardif has acquired an equity interest in the tech startup LifePLus and reaffirmed its commitment to innovation and becoming a major player in ageing well and health maintenance.

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[1]Source : Finaccord